Home LoansRates
Home Loan Rates Comparison
Compare the lowest home loan rates from our lending partners right now.
Fixed Rate
4.55%*
Per annum. Fixed for 1 year. Minimum 20% deposit.
With a fixed rate you know your exact payments over a fixed length of time.
Get startedVariable Rate
5.15%
Per annum. Fixed for 1 year. Minimum 20% deposit.
Variable rates change with the market, meaning you get the lowest rates on the market.
Get startedOffset Rate
4.89%
Per annum. Fixed for 1 year. Minimum 20% deposit.
Offset your mortgage with the money in your account, getting the lowest rates.
Get startedHome Loan Rates Comparison
- Variable FloatingFixed 1 yearFixed 2 years
AIA
5.35%4.49%5.25%ANZ
5.54%5.15%5.85%ASB
5.35%4.49%5.25%Avanti Finance
4.95%N/AN/ABank of China
5.50%5.15%5.85%BNZ
5.55%4.55%5.25%Basecorp Finance
6.45%N/AN/ABluestone
4.34%4.95%5.41%China Construction Bank
5.50%5.15%5.85%ICBC
5.25%4.09%4.79%Liberty Financial
4.84%N/AN/AHeartland Bank
3.50%3.49%4.05%Pepper Money
3.44%N/AN/AResimac
3.89%4.59%4.96%SBS
5.29%4.69%5.35%TSB
5.59%4.99%5.75%The Co-Operative Bank
5.45%4.39%5.29%Westpac
5.54%4.55%5.79%
Rates accurate as at 11:59PM April 27th, 2022. We endeavor to ensure all rates are true and accurate but for final applicable rates please talk directly to your mortgage adviser.
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Home loans are coming soon to Lending People! In the meantime, why not check out our latest guides and insights?