Lending People Opportunities

For a start, our process is 100% digital, saving you time and hassle. We also work with a more comprehensive range of lenders, unique facilities, and have a team of highly experienced advisers. Oh, did we mention we don’t charge broker fees?

We are one of the only digital platforms that will 'vet' your application within seconds, so you know straight away whether you’re mortgage ready. With a 100% digital platform, you can chat to your adviser, track your application, upload documents, and book calls all from your secure online portal.

The rates offered directly through banks are the same as what you’ll get through a mortgage adviser. The difference is our mortgage advisers are completely impartial. Banks and lenders all pay Lending People the same commission for processing your application, so you can relax knowing that we’re matching you with the best bank or lender—and the best rate—for your unique circumstances.

Absolutely! We can offer pre-approval for 90 days. If you are going to an auction, we can guide you through the entire process, setting you up with realistic buying expectations and approval for the right amount.

We work with plenty of trusted lenders who aren’t banks, many of which don’t consider your credit score when approving a home loan. Instead, they look at your ability to pay and employment stability, offering fair rates from 3.95% p.a. for impaired credit home loans.

The initial online application takes around five minutes, then you’ll be assigned an adviser who will contact you to better understand your needs and goals. After speaking with you, they’ll finalise your loan application, and send it to the lenders most likely to approve it. Lenders can take anywhere from 1–2 days to 10+ days to reach a decision, depending on how busy they are. Your adviser will take your deadlines into consideration when choosing the appropriate lender. Once your loan has been approved, the funds will be transferred into your account overnight.

You can use a home loan to buy a first home, another home, an investment property, or home renovations; you can buy a business, consolidate your debt, or pay tax bills. There are so many options! When you talk to your adviser, they will tailor the best solution to suit your circumstances.

For the initial online application, you’ll need to confirm your income with a combination of bank statements and pay slips. You will also need to provide a valid photo ID and proof of address. Once you’ve been assigned an adviser, they’ll let you know what further information is required before they can start reaching out to lenders.