Guides & Insights
Browse through some of our guides, insights, and educational material and make better, smarter financial decisions.
How to get your debt down for a personal loan – the checklist
If you're wondering how easy it is to get approved for a personal loan, allow us to take you through some of the criteria. Go into your application more informed.
Knowing when to pull the plug on a loan application.
Thinking about a personal loan? Learn about lending criteria first. You may decide to wait until your finances improve or you may decide to apply online right away. But if you do decide to push ahead, our digital platform will assess the following credit criteria within a few seconds and provide a credit decision.
How to improve your credit rating in two steps
Credit score looking a little low? We’ve got some tips to get you back on track. Learn about your loan options and try our free personal loan calculator.
The possibilities of personal loans, even with bad credit.
Bad credit rating? You may still be able to get a personal loan. Find out if you're eligible and use our free personal loan calculator to see what we can offer.
Explore your car loan options before stepping into the car yard.
Know your options when it comes to taking out a car loan.
Can consolidation loans help people to become debt-free?
Find out how consolidation loans work in NZ and see if they're right for you. Use our debt consolidation loan calculator to work out what your repayments might be.
Tips and traps to know before financing your next vehicle and car loans in New Zealand.
A loan is a commitment that shouldn’t be taken lightly. Before you make any decisions, have a read of these caveats that are commonly overlooked.
Take a ride with us while we compare vehicle loans.
Whether you’re buying your first car, your trusty steed is on its last legs, or a shiny new toy has caught your eye, vehicle finance could help you to buy your next car – or motorcycle, or boat for that matter. Buckle up and we’ll explain what vehicle finance is, what the different types of loans are, and which traps you should be aware of.
7 Minutes Reading Time
Take an in-depth look at credit reporting.
If you have ever applied for finance, rented property, connected power, or signed up to a mobile plan, companies that provided these services likely checked your credit report. Let's take an in-depth look at what information is on your credit report, how we might use that information, and what it means for you.
6 Minutes Reading Time