All Guides & Insights
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Is a Personal Loan right for me?
Learn the pro's and cons of getting a personal loan.
Posted in Guides and Insights
When to use your financial tools (and when not to)
Cash, EFTPOS, credit cards, debit cards, personal loans…you have a swath of financial tools at your fingertips, but it’s important to know the best situations to use them in and when not to.
7 minutes
Posted in Guides and Insights
Posted in Guides and Insights
Deposit
Depending on the situation, deposit may have a slightly different meaning. When a bank or lender talks about a deposit, they’re referring to the money a borrower is contributing to the purchase of a property. When a real estate agent talks about a deposit, they’re referring to the initial payment made to the seller before the agreement becomes unconditional. If the sale falls through, the deposit will be returned to the buyer in full.
Getting Underway with a Vehicle Loan
Learn about pre-approvals and how we make vehicle finance simple.
Posted in Vehicle Loans
Tips and traps to know before financing your next vehicle and car loans in New Zealand.
A loan is a commitment that shouldn’t be taken lightly. Before you make any decisions, have a read of these caveats that are commonly overlooked.
2 Minutes
Posted in Vehicle Loans
Posted in Guides and Insights
Interest only loan
A type of loan where only the cost of interest is paid initially. Eventually the actual loan will need to be repaid, either as one lump sum or in higher instalments.