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Assisting possibilities

It’s our simple ambition to make lending a breeze, backing Kiwis in creating a brighter future because you can’t put a price on possibilities.

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People are our heart.

We put people at the centre of everything we do. Intuitive technology supported by excellent customer service and expert advice ensures we provide outcomes tailored to our customer's needs and aspirations. We listen, understand and treat everyone equally with the same respect – this forms trust, builds loyalty and galvanises relationships.

We love technology.

Not to be a substitute for humans but to enhance the customer experience. It's the seamless blend of high-tech and high-touch that delivers clarity and more immediate outcomes while ensuring a sense of security, urgency and control.

We’re honest and straight up.

We owe it to our customers, our team members, and business partners to be honest to ourselves in who we are. We provide clarity by keeping it simple, free of smoke and mirrors. Trust is built on a foundation of honesty, not jargon or industry-speak. We make it refreshing and enjoy the simple pleasure of helping.

We’re excellence driven.

We want to be the best. We don't accept the status quo. We challenge and strive to find new and better ways to serve people to help achieve their ambitions.

Do you love assisting too?

If lending a hand comes naturally to you, and you want to join our fantastic team, check out some of the roles that might be available!

View Available Career Opportunities
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  • Personal Loan Calculator

¹Fees: We do not charge a fee to use our service (commonly referred to as a platform fee, broker fee, or referral fee) if (a) you are an existing customer, (b) we arrange vehicle finance, and you use the vehicle purchased as security on the credit contract, or (c) you do not proceed with a credit contract. A fee to use our service of between $0.00 and $995 is applicable in all other cases.

²Annual Interest Rate (AIR): The AIR offered by our Personal Loan providers ranges from 6.95% p.a. to a maximum of 26.95% p.a.

³Annual Percentage Rate (APR): Also known as the 'comparison rate', the APR is calculated by adding together the AIR plus any additional fees that may apply (like establishment fees). New Zealand law does not require APR disclosure but doing so can better highlight borrowing costs. The APR offered by our Personal Loan providers ranges from 7.80% p.a. to a maximum of 27.91% p.a. The APR is accurate only for the representative example given below and may not include all fees like early repayment fees (if any). Different terms, fees or other loan amounts might result in a different APR.

⁴Minimum and Maximum Repayment Terms: Repayment terms offered by our Personal Loan providers range from 12 months to a maximum of 84 months.

Representative Example of the Total Cost of a Loan: If you borrow $20,000 over a repayment term of 36 months at an AIR of 6.95% p.a., your total repayments will be $22,493 (made up of $20,000 principle, interest charges of $2,243, and an establishment fee of $250). This example assumes monthly repayments and does not include premiums for any optional insurances or fees for using our service (if any).

Terms and Conditions: All approvals are subject to provider credit criteria and responsible lending requirements. The loan amount and interest rate offered will depend on your circumstances, the type of lending required, and the security (if any) provided. Provider establishment fees, terms, and conditions apply.