Let's make business a breeze
Do more with a business loan from Lending People. Flexible line of credit or term loans from $10,000 to $500,000. It all starts with an online application taking under 5 minutes.
Get fast decisions and expert advice.
You will usually receive a decision on your application in 24 hours and be assigned a dedicated adviser to assist you throughout the process.
No security required.
Your business loan will be unsecured if you meet our criteria and want to borrow less than $100,000.
Put your feet up. We've got this.
Our digital platform and advisers do all the hard work to help find you the best possible terms and interest rates across a range of trusted lenders throughout NZ.
Lending people opportunities in three simple steps
Our application process provides faster decisions, greater transparency, and the freedom to interact with our advisers on your terms.
Apply online. Our digital platform will assess the information provided and approve, decline, or refer your application in under 60 seconds.
Follow your applications' progress in real-time, complete any tasks, and chat with your dedicated adviser using your online dashboard.
Read, accept, and sign your loan documents electronically on any device. The lender will then transfer funds into your bank account overnight.
Get a leg up on growth.
Take this opportunity and raise working capital to expand your product range, hire new staff, give your customers a better experience, rejuvenate your marketing, and much more.
What you will need to get started:
- Be at least 21 years old
- A current driver's licence or passport
- Monthly turnover of more than $6,000
- Six months trading history
We have relationships with a large network of lenders
Looking for a little more help?
You do not require security for loans up to $100,000. However, you will need to provide a personal guarantee. For loans of over $100,000, the provider may require security over tangible assets.
- You only borrow and pay interest on the funds you need.
- All lines of credit are unsecured.
- Low doc with no financials required up to $150,000
- You can repay early without being charged any penalties.
- There is no cost to set up a line of credit because you only pay when you drawdown.
- No property or asset security
Business Loans are coming soon to lending people!