Lending people possibilitiesfreedom
Personal Loans, Vehicle Finance, and Debt Consolidation.
Excellent - Based on 2586 reviews
We make lending a breeze.
ESTIMATE YOUR REPAYMENTSSimple
100% Online
Borrow up to $30,000 and enjoy a stress-free personal loan experience that suits your needs.
Fairer
Clearer Fees
$174 Establishment Fee.
$0 Monthly Fee.
$0 Early Repayment Fee.
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If we can't approve your application, we can seek other options from a panel of trusted lenders.
How does this work?We make lending a breeze.
Get a personalised rate in moments, breeze through your application in minutes, and enjoy your funds as soon as today¹.
- Borrow from $3,000 to $30,000 unsecured
- Loan terms from 1 year to 5 years
- Weekly, fortnightly, or monthly repayments
- Personalised interest rates fixed for the term of the loan
Say goodbye to hidden fees and charges.
- $174 Establishment Fee
- $0 Monthly Fee
- $0 Early Repayment Fee
^If your loan exceeds its limit due to missed payments, a $95 fee is charged after 31 days and an additional $95 if it remains over the limit after 61 days. Where another provider is the creditor, provider-specific establishment fees, monthly fees, and early repayment fees may apply.
Boost your likelihood of approval.
If we can't approve your loan, our dedicated team can help secure offers from a range of other trusted lenders, including:
- Avanti Finance, Finance Now, Latitude Financial Services (GEM), MTF Finance, Nectar, and Unity Credit Union
We have helped customers secure over $400 million in personal loans this way. Provider-specific establishment fees, monthly fees, and early repayment fees may apply.
Debt Consolidation
Bring Life™ to simplicity by consolidating debt from $3,000 to $30,000.
Combine multiple loans and credit cards into a single loan with one easy payment.
Personal Loans
Bring Life™ to possibilities with a personal loan from $3,000 to $30,000
Enjoy a stress-free personal loan experience that suits your needs. Lending People is your trusted partner for personal loans in New Zealand. We specialize in offering competitive, customised interest rate personal loans designed to meet your financial needs without breaking the bank. Our streamlined process allows online loans with fast approvals, making it easier than ever to secure the funds you need quickly and efficiently. Whether you're looking to make a major purchase, consolidate debt or cover unexpected expenses, our team is here to help you navigate the options and find the perfect loan solution.
Vehicle Finance
Bring Life™ to freedom with a car loan from $3,000 to $30,000
Go shopping for your new vehicle as a cash buyer, with an unsecured car loan.
Debt Consolidation
Bring Life™ to simplicity by consolidating debt from $3,000 to $30,000.
Combine multiple loans and credit cards into a single loan with one easy payment.
Personal Loans
Bring Life™ to possibilities with a personal loan from $3,000 to $30,000
Enjoy a stress-free personal loan experience that suits your needs. Lending People is your trusted partner for personal loans in New Zealand. We specialize in offering competitive, customised interest rate personal loans designed to meet your financial needs without breaking the bank. Our streamlined process allows online loans with fast approvals, making it easier than ever to secure the funds you need quickly and efficiently. Whether you're looking to make a major purchase, consolidate debt or cover unexpected expenses, our team is here to help you navigate the options and find the perfect loan solution.
Loan Repayment Calculator
$3000
$30,000
FOR HOW LONG
5 years
1 year
5 years
ESTIMATED REPAYMENTS FROM
$0 total
$0 total
We have helped finance over $400 million in loans.
- Fixed interest rates
- Smart, secure technology
- Same-day funding¹
Excellent - Based on 2586 reviews
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Already have a personal loan? Don't miss out on potential savings! Use our platform to see if we can offer you a lower rate on your existing loan. It's a simple, smart move that could save you money.