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Personal Loans up to $75,000, with rates from 6.95% p.a.²

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Excellent - Based on 1304 reviews

Looking for something else?

We offer you access to a range of loan products to help you embrace opportunities and overcome obstacles with confidence.

Vehicle Finance

Finance for your new workhorse, daily driver, family wagon, luxury sedan, or sports car, and pay no fees to use our service¹.

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Home Loans

Whether you are buying, building or renovating, nesting or investing, we have home loan experts and the tools to help get you there.

Learn More About Home Loans

Debt Consolidation

Combine credit cards, store cards, hire purchases, and other debts into one manageable loan so that you can get debt-free sooner.

Learn More About Debt Consolidation

Let's make personal loans a breeze with an initial decision in 60 seconds⁵

Debt Consolidation Loan

up to $150,000

%

p.a.

Combine credit cards, store cards, hire purchases, and other debts into one manageable loan.

Personal Loan

up to $75,000

%

p.a.

Combine loans, get married, take off on holiday, renovate your home, buy a car, go shopping, and much more.

We have relationships with a large network of lenders

Let's make personal loans a breeze with an initial decision in 60 seconds⁵ and rates from 6.95% p.a.²

Our digital platform will match you with the best possible terms and interest rates across a range of trusted providers throughout NZ without affecting your credit score.

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Rated 4.9 / 5 based on 1304 Reviews. Showing 5 star reviews.

Very quick and easy process

Anonymous - New Zealand

November 30th, 2021

Really appreciated the prompt replies &…

Leighton Hogg - New Zealand

November 30th, 2021

Our lending people advisor was really…

Philip - New Zealand

November 30th, 2021

Great service fast efficient very…

Debbie Strickland - New Zealand

November 29th, 2021

Tools to help on your money journey

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It will take about 3 minutes to complete your personal loan application, and it will not affect your credit score.

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Excellent

1304 reviews on

¹Fees: We do not charge a fee to use our service (commonly referred to as a platform fee, broker fee, or referral fee) if you are an existing customer who has previously entered into a personal loan that we arranged on your behalf; or you do not enter into a personal loan arranged by us. A fee to use our services is applicable in all other cases. See our Terms & Conditions for the applicable fees.

²Annual Interest Rate (AIR): The AIR offered by our Personal Loan providers ranges from 6.95% p.a. to a maximum of 26.95% p.a.

³Annual Percentage Rate (APR): Also known as the 'comparison rate', the APR is calculated by adding together the AIR plus any additional fees that may apply (like establishment fees charged by providers). New Zealand law does not require APR disclosure, but doing so can better highlight borrowing costs. The APR offered by our Personal Loan providers ranges from 7.80% p.a. to a maximum of 27.91% p.a. The APR is accurate only for the representative example given below and may not include all fees like early repayment fees (if any). Different terms, fees or other loan amounts might result in a different APR.

⁴Minimum and Maximum Repayment Terms: Repayment terms offered by our Personal Loan providers range from 12 months to a maximum of 84 months.

Representative Example of the Total Cost of a Loan: If you borrow $20,000 over a repayment term of 36 months at an AIR of 6.95% p.a., your total repayments will be $22,493 (made up of $20,000 principal, interest charges of $2,243, and an establishment fee of $250). This example assumes monthly repayments and does not include premiums for any optional insurances, fees for using our services (if any) or default fees.

⁵Terms and Conditions: Our services are provided in accordance with our Application Terms & Conditions. All approvals are subject to provider credit criteria and responsible lending requirements. The loan amount and interest rate offered will depend on your circumstances, the type of lending required, and the security (if any) provided will reflect the loan amount and interest rate offered by the provider. Provider establishment fees, terms, and conditions apply.