Unique customised facilities with wider credit criteria for more approvals. With over $186 Million of loans funded, we have some pull. This means that you and your customers will benefit from our relationships with some of New Zealand's biggest banks and lenders. It’s a #GIANTWINWIN.

All licence types accepted including Learner Licence and Condition 1. All credit types accepted; the good, the bad, and the ugly. New to employment, Under 21, all income types, discharged bankrupts and WINZ. We have a solution all types of customers with rates from as low as 8.95% p.a.



Smart technologies for fast transparent loan processing, and a team of experienced lenders means you can trust The Lending People to assess your loan applications quickly.

We have led the charge with digital bank statements and loan contracts for the last 3 years, and continued to invested heavily is smart technologies to launch features like Dealer and Customer portals so we can offer full transparency across all parts of the lending process 24/7.



Our team and technologies work in tandem to manage your F&I from end to end with full transparency, so you can be involved in as much or as little of the process as you'd like.

We just like to make it easy, so you can focus on the next sale knowing your valued customers are in good hands.

Bigger Extra Money


Less work, more money. Increase your F&I income by taking advantage of our wider credit criteria to move more cars and receive the largest commissions paid by a broker in New Zealand. As added value for continued business, we also offer an invitation only rewards scheme called Dealer Points.

Dealer Points is our exclusive Rewards Program. It is designed to reward F&I Staff, and Owners for their business and loyalty. You earn Dealer Points every time you settle a loan with us, and you can redeem these points on over 5,000 rewards, including travel.   dealer-points