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Your Advisers, Our Team

We’re here to provide you with the most pain-free, easy service possible. That’s why we created a high-tech platform that lets you apply for finance online – without any distractions – so you can find out quickly if you can get the funding you want. But just because we’re digital doesn’t mean we’re robots. Our very human advisers are here for you, ready to talk you through your options and answer any questions you may have.

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Meet the team

Our advisers are here for just one thing – to make sure you understand each part of the application, the terms and conditions and any part of the loan or process you might be unsure of. With extensive backgrounds in finance and banking, our diverse and dedicated team know all the ins and outs of the funding world, and will answer any and all of your questions, so you feel fully informed and ready to make your decision.

We put your needs and objectives first

Here at Lending People, we’re in the business of finding you the best deal that suits your needs, fits with your goals and is with a lender you can trust. So you can rest assured you will be getting clear and simple advice that puts you – and only you – first.

You will always be treated fairly and kindly.

We go above and beyond the required standards of ethical behaviour, conduct and client care. Because it’s of utmost importance to us that you are treated fairly and kindly. We pride ourselves on acting with integrity, giving you the advice you need to make informed decisions that protect you. We ensure our advice is clear, easy to understand and has your financial considerations taken to heart.
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¹Fees: We do not charge a fee to use our service (commonly referred to as a platform fee, broker fee, or referral fee) if you do not enter into a personal loan arranged by us. A fee to use our services is applicable in all other cases. See our Terms & Conditions for the applicable fees.

²Annual Interest Rate (AIR): The AIR offered by our Personal Loan providers ranges from 7.90% p.a. to a maximum of 26.95% p.a.

³Annual Percentage Rate (APR): Also known as the 'comparison rate', the APR is calculated by adding together the AIR plus any additional fees that may apply (like establishment fees charged by providers). New Zealand law does not require APR disclosure, but doing so can better highlight borrowing costs. The APR offered by our Personal Loan providers ranges from 7.80% p.a. to a maximum of 27.91% p.a. The APR is accurate only for the representative example given below and may not include all fees like early repayment fees (if any). Different terms, fees or other loan amounts might result in a different APR.

⁴Minimum and Maximum Repayment Terms: Repayment terms offered by our Personal Loan providers range from 12 months to a maximum of 84 months.

Representative Example of the Total Cost of a Loan: If you borrow $20,000 over a repayment term of 36 months at an AIR of 6.95% p.a., your total repayments will be $22,493 (made up of $20,000 principal, interest charges of $2,243, and an establishment fee of $250). This example assumes monthly repayments and does not include premiums for any optional insurances, fees for using our services (if any) or default fees.

⁵Terms and Conditions: Our services are provided in accordance with our Application Terms & Conditions. All approvals are subject to provider credit criteria and responsible lending requirements. The loan amount and interest rate offered will depend on your circumstances, the type of lending required, and the security (if any) provided will reflect the loan amount and interest rate offered by the provider. Provider establishment fees, terms, and conditions apply.